Liability & Specialty Lines Insurance in Jordan
Protect your business against legal liabilities and specialized risks with JICO’s Liability & Specialty Lines Insurance solutions. Designed to safeguard businesses, professionals, financial institutions, and organizations, our comprehensive coverage helps minimize financial losses arising from legal claims, operational risks, and other unforeseen events.
Unexpected Events Planned Protection
Introducing Our Five Types of Liability Insurance and
Seven Types of Specialty Lines Insurance
Third-Party Liability Insurance (TPL)
Protect your business against legal liability arising from accidental injury or property damage caused to third parties arising out of the Insured’s activities during your business operations.
Coverage includes:
- Bodily injury or accidental death of third parties.
- Accidental damage to third-party property.
- Legal liability arising from the insured’s business activities.
Commercial General Liability (CGL)
Protect your business against legal claims arising from your day-to-day operations, products, and services.
Coverage includes:
- Third-party bodily injury.
- Third-party property damage.
- Personal and advertising injury.
- Legal liability arising out of business operations.
Professional Indemnity Insurance (PI)
Protect your business against claims arising from professional negligence, errors, or omissions in the services you provide.
Suitable for professionals, engineers, architects, doctors, brokers and consultants, this policy helps cover legal defense costs and compensation claims resulting from professional mistakes.
Coverage includes:
- Annual and project-specific covers.
- Professional negligence.
- Errors and omissions.
- Legal defense costs.
- Compensation awarded to third parties.
Product Liability and Product Recall Insurance
Protect your business against claims arising from products that cause injury, property damage, or require recall from the market.
This insurance helps businesses manage the financial consequences of product-related liabilities and recall expenses
Coverage includes:
- Third-party bodily injury.
- Third-party property damage.
- Product recall expenses.
- Legal defense costs.
- Compensation arising from covered claims.
Employer’s Liability and Workmen’s Compensation
Protect your employees and your business against the financial consequences of workplace injuries, occupational illnesses, and work-related accidents.
This policy complies with Jordanian labor requirements while allowing enhanced limits of indemnity based on your organization’s needs..
Coverage includes:
- Workplace injuries.
- Occupational illnesses and diseases.
- Permanent disability.
- Death benefits.
- Medical expenses and statutory compensation.
Political Violence (PV)
Protect your business assets against losses resulting from politically motivated events and civil unrest.
Coverage includes:
- Terrorism.
- Sabotage.
- Strikes, Riots and civil commotion.
- Malicious Damage.
- Rebellion, insurrection and revolution.
- War and civil war.
- Mutiny.
- Looting.
Cyber Insurance (CI)
Protect your organization against the financial impact of cyber incidents and data security breaches.
Coverage includes:
- Cyberattacks.
- Data breaches.
- Malware and ransomware incidents.
- Privacy liability claims.
- Legal defense costs.
- Incident response and recovery expenses.
Bankers Blanket Bond (BBB)
Protect financial institutions against losses resulting from employee dishonesty, fraud, and other financial crimes.
Coverage includes:
- Employee dishonesty.
- Forgery and alteration.
- Computer and cyber fraud.
- Theft and robbery.
- Extortion.
- Securities and financial instrument losses.
Jewelers Block Insurance
Protect jewelry businesses against accidental loss or damage to stock, valuables, and other insured property.
Designed specifically for jewelers, manufacturers, wholesalers, and retailers, this policy provides comprehensive protection throughout normal business operations.
Coverage includes:
- Jewelry.
- Precious and semi-precious stones.
- Gold, silver, and precious metals.
- Watches.
- Pearls and gemstones.
- Cash and banknotes (subject to policy terms).
- Property entrusted to or by the insured.
Directors and Officers (D&O)
Protect directors, officers, and senior executives against claims arising from alleged wrongful acts committed while managing the organization.
Coverage includes:
- Legal defense costs.
- Compensation claims.
- Wrongful management decisions.
- Breach of duty allegations.
- Regulatory investigations (subject to policy terms).
Event Cancellation and Event Liability
Protect event organizers against financial losses resulting from the cancellation, postponement, or interruption of insured events, as well as liabilities arising during the event.
Coverage includes:
- Event cancellation or postponement.
- Venue damage.
- Non-appearance of key participants.
- Adverse weather conditions (where applicable).
- Strikes and civil disturbances.
- Third-party liability arising from the event.
Medical Malpractice
Protect healthcare professionals and medical institutions against claims arising from alleged negligence in the provision of medical services.
Coverage includes:
- Professional negligence.
- Errors and omissions.
- Bodily injury claims.
- Legal defense costs.
- Compensation awarded following covered claims.
Client Review
Rand Al Sakka
Customer
Very prompt response to my initial enquiry – extremely helpful and professional staff.
They gave me the most suited package for me and for my 3 children
Khalid Abu Al Hija
Customer
My family left Saudi Arabia this summer. It was not easy being this far away from them.
Ahmad from JICO really helped me pick the best possible package!
Mariam Taha
Customer
I’ve never had to waite inline at a pharmacy and I’ve always been able to secure my monthly dosage with
My Chronic medications are delivered to the pharmacy each month right on time
Rand Al Sakka
Customer
Very prompt response to my initial enquiry – extremely helpful and professional staff.
They gave me the most suited package for me and for my 3 children
Khalid Abu Al Hija
Customer
My family left Saudi Arabia this summer. It was not easy being this far away from them.
Ahmad from JICO really helped me pick the best possible package!
Mariam Taha
Customer
I’ve never had to waite inline at a pharmacy and I’ve always been able to secure my monthly dosage with
My Chronic medications are delivered to the pharmacy each month right on time
FAQ Section
Questions mostly asked by our customers with answers to
help you better understand our insurance.
What is an example of liability insurance?
If you cause an accident that damages someone else’s property (their car, for example), property damage liability coverage helps pay for repairs. For example, if you rear-end another car, this coverage can help prevent you from paying out of pocket to repair the other driver’s vehicle.
Why do I need liability insurance?
At JICO, we understand that businesses need robust liability insurance to shield them from potential claims arising from bodily injuries and property damage. Our comprehensive coverage is designed to provide a solid defense against unforeseen incidents, ensuring that your business remains financially secure and protected.
Do I need employers’ liability insurance?
Businesses require employers’ liability insurance to protect them from the potential financial burdens of caused by legal and compensation expenses resulting from employee claims. This insurance plays a critical role because, in the unfortunate event that one of your employees falls ill or sustains an injury while performing their work duties, your business may be held accountable.